When can you retire in Romania and what determines the amount?
Eligibility depends on more than age. Your birth month and year, contributory record, working conditions and statutory reductions matter; the amount comes from points accumulated throughout your career.
Quick checklist before you go to the counter
- Record your birth month and year; for women, standard age and the full contribution period increase gradually until January 2035.
- Separate contributory, assimilated and non-contributory periods; they do not always have identical legal effects.
- Ordinary old-age pension requires both the applicable standard age and at least the minimum contributory period in Annex 5.
- The general targets are age 65, a 15-year minimum contributory period and a 35-year full contributory period; the age and full period are phased in for women.
- If leaving before standard age, distinguish old-age pension with an age reduction from early pension subject to a reduction in amount.
- Ask the territorial pension house to confirm your record and check for missing income, bonuses or periods.
Standard retirement age
65; phased in for women through January 2035
Minimum contributory period
15 years for women and men
Full contributory period
35 years; phased in for women through January 2035
Reference-point value in 2026
RON 81
How to check your likely retirement date
Start with your contribution record and Annex 5 to Law 360/2023. The territorial pension house officially confirms credited periods and decides the application.
Six-step check
- 1Identify your birth month and year and the sex category used in the statutory schedule.
- 2Use Annex 5 to find the applicable standard age, minimum period and full period.
- 3Obtain or check your contributory record with CNPP or the territorial pension house.
- 4Separate contributory periods from university study, military service, leave and other assimilated periods.
- 5Check reductions for working conditions, children, disability or special legislation.
- 6Compare ordinary old-age pension, old-age pension with reduction and early pension before choosing a date.
Cases requiring individual verification
- •Years or income are missing from the electronic record.
- •You hold employment books or bonus/group certificates not yet credited.
- •You worked abroad or in a non-integrated pension scheme.
- •You purchased voluntary insurance periods; some do not establish early-pension eligibility.
- •You wish to combine age reductions; the law limits or excludes some combinations.
Choose the scenario that matches your case
Eligibility begins when you meet both the standard age and minimum contributory period in Annex 5. The full period is not the minimum threshold for ordinary pension, but it matters for age reductions and early pension.
Required documents
- •Application and identity/civil-status documents requested by CNPP.
- •Employment book and certificates for incomplete records.
- •Income, bonus and working-condition certificates where relevant.
- •Evidence of assimilated or foreign periods.
Where to go
- •Territorial pension house for your domicile.
- •CNPP for national information and forms.
- •Former employer or archive holder for missing certificates.
Fees and payment
- •There is no public retirement-application fee.
- •The pension is not a simple percentage of the last salary; it is total points multiplied by the reference-point value.
Deadlines and risks
- •Confirm the exact Annex 5 date before filing.
- •The filing date can affect when entitlement starts; check before delaying.
Check your individual situation before filing
Documents, the competent institution and legal effects may vary with the facts of your case.
- •Use Annex 5 for your exact birth month and year, not an approximate private calculator.
- •Check pre-digital employment records, bonuses and work in former groups or special conditions.
- •If you worked in the EU/EEA/Switzerland or a treaty country, ask the pension house about coordination of periods.
- •Professional non-integrated schemes, disability and special statutes require individual checking.
- •The reference-point value and tax rules may change annually; this guide expressly uses the value valid in 2026.
Institution flow (infographic)
Determine the statutory date, verify contributions, apply reductions and only then estimate the amount.
1. Identify the birth date
Birth month and year select the Annex 5 row, particularly for women.
2. Check the minimum period
Confirm at least the contributory minimum for ordinary old-age pension.
3. Check the full period and reductions
Calculate contributory years and document working conditions, children, disability or other reductions.
4. Compare exit routes
Distinguish old-age pension with an age reduction from early pension and its monetary reduction.
Deadline timeline (infographic)
General milestones must be adjusted to birth date and individual history.
Several years before: check your record
Obtain the CNPP record and fill missing periods or income with certificates.
When conditions are met: apply
Filing time may affect the start of entitlement; check the applicable rule before delaying.
Frequently asked questions
At what age do men retire?
The standard rule is age 65 with at least 15 contributory years. Reductions may apply for working conditions, disability or other statutory situations.
At what age do women retire?
It depends on birth month and year under Annex 5. From September 2024 to January 2035, standard age rises gradually from 62 years 3 months to 65 and the full period from 32 years 8 months to 35.
Can I retire five years earlier?
There are two different routes. Early pension may start up to five years earlier after the required full contributory period and carries a reduction. Old-age pension up to five years earlier under the separate rule requires at least five years of contribution record above the full contributory period. Check each route separately.
How is the amount calculated?
The amount equals total points multiplied by the reference-point value. Points reflect contribution-assessed income, credited periods and stability points. The 2026 reference-point value is RON 81.
Does my last salary determine the pension?
Only as one part of the record, not as the sole basis. The calculation uses points from the entire credited career; higher contribution-assessed income generally produces more points for those months.
Related information
Official sources
Last verified: 26 August 2026
S1: CNPP – Old-age pension
Standard age, minimum/full periods, women's phase-in and principal reductions.
S2: Law 360/2023 on the public pension system
Consolidated rules for eligibility, reductions, early pension, calculation and applications.
S3: CNPP – Pension calculation
Monthly and annual points, stability points and the reference-point formula.
S4: CNPP – Early pension
Eligibility, excluded periods and reduction rules for early retirement.
S5: Law 141/2025 – 2026 reference-point value
Maintains the reference-point value at RON 81 in 2026.
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